Live Transfers
Final Expense Live Transfers for Agents
Real-time handoffs of interested Final Expense prospects—buffered at 180 seconds, with billing only when the transfer crosses the buffer.
Warm handoffs that protect talk time
Live transfers put an interested prospect on your licensed agent’s phone in real time. Instead of cold dials, your floor joins a conversation already underway—with clear rules on what counts as a billable transfer.
Final Expense Solution uses buffered live transfers with a fixed 180-second buffer. Only those that cross the buffer are billable. That keeps pricing transparent for agencies that staff for warm handoffs.
Segments & pricing
Buffered live transfers with published volume rates
Real-time handoffs · 180s billable buffer
Live Transfers
Best for: Licensed agents and agencies ready to take warm Final Expense conversations live—with transparent billing tied to a 180-second buffer.
How buffering & billing work
- We transfer an interested Final Expense prospect to your licensed agent in real time—while intent is hot.
- Transfers are buffered leads with a fixed 180-second buffer window after the handoff begins.
- Only transfers that cross the 180-second buffer are billable—short connects under buffer are not charged.
Volume pricing tiers
Rates apply to billable transfers that exceed the 180-second buffer.
100 live transfers
Pilot / solo brokers
$30.00 / leadTotal $3,000
250 live transfers
Growing agencies
$27.00 / leadTotal $6,750
500+ live transfers
High-volume floors
$25.00 / leadTotal $12,500
Key features
Real-time interested prospects
We transfer a screened, interested Final Expense prospect to your licensed agent live—while the conversation is already in motion.
180-second billable buffer
Transfers are buffered leads. The buffer time is 180 seconds. Only transfers that cross the buffer are considered billable.
Live agent vetting
Our transfer desk confirms interest signals, basic eligibility cues, and consent posture before the handoff hits your queue.
Strict TCPA-aware handling
Campaign rules, call-window controls, and documented consent workflows reduce risk for agencies under carrier and counsel scrutiny.
Transparent billing
Short connects that end before the 180-second buffer are not charged—so you pay for conversations that had real talk time.
Ideal for
Who thrives on live transfers
- FGAs and agencies with licensed Final Expense producers on scheduled call blocks
- Independent brokers who want conversations over dials
- Teams that need a clear 180-second buffer before a transfer is billable
Agents remain responsible for product suitability, licensing, and carrier rules on every sale.
Order inquiry — Live Transfers
Tell us your states, daily capacity, and exclusivity preference.